2026 industry report

The state of banking transformation

In May 2026, Banking Transformation Summit brought together senior leaders from Europe's biggest financial institutions for expert perspectives, conversations, and strategies for the year ahead. From AI implementation and digital transformation to customer experience, operational resilience and regulatory changes, the Summit captured a snapshot of the state of banking as it is today.

This exclusive report reviews the key findings from the Summit, highlighting emerging trends, themes, and practical takeaways that give you the insights you need to stay ahead of the rapidly evolving banking landscape.

What to expect in the report

  • Candid discussions that don't hold back
  • Real-world use cases that focus on failings as much as successes
  • Key learnings from pilot to production: how to get AI to work for you
  • Exclusive data from our Summit survey: only 3% of banking leaders surveyed would trust an AI agent to move money from their own account without a human involved

"Treat an agentic agent the same way you would a confident toddler: adamant that they are right despite having no ability to be right."

From a discussion at Banking Transformation Summit
3%

of banking leaders surveyed would trust an AI agent to move money from their own account without a human involved.

95%

of AI projects fail. The report sets out how to keep yours out of that statistic.

Answering your most probing questions

  1. Why do 95% of AI projects fail, and how do you avoid yours becoming one of them?
  2. What value does a human employee have when AI is doing the heavy lifting?
  3. Is legacy infrastructure really the barrier holding banks back, or is something else to blame?
  4. Where does accountability sit with new technologies?
  5. How do you get AI to actually reach your bottom line?

Why download the report

Whether you joined us for Banking Transformation Summit or not, this report gives you access to all of the key discussions and perspectives shaping the industry right now. Discover the challenges organisations are prioritising, the technologies reshaping financial services and the opportunities that lie ahead.

Get the full report

The complete findings, data and takeaways from Banking Transformation Summit, free to download.